Here’s the thing nobody tells you about stock market crash predictions: they’re everywhere, all the time, and most of them are wrong. But that doesn’t mean we should ignore the possibility entirely. I was grabbing coffee last week—overpriced oat milk latte, because that’s how I cope—and overheard two guys at the next table. One was […]
Next Stock Market Crash Prediction (Beginners Get Wrong) Read More »
You ever check your 401(k) statement and see something called a “collective investment trusts ” buried in the fine print? Yeah, me too. For the longest time, I just assumed it was some fancy legal term for “we’re moving your money around, don’t worry about it.” Which, honestly, is not a great feeling when it’s
I remember sitting across from a guy named Mark at a Panera in Phoenix back in 2019. He was friendly, drove a nice car, and kept using the phrase “tax-free retirement” like it was some kind of magic spell. He was selling me on an Indexed Universal Life policy—IUL for short—and by the end of
Why IUL Is a Bad Investment (Hidden Fees & Risks) Read More »