financial advisor discussing indexed universal life policy illustration with client in Phoenix home office

Why IUL Is a Bad Investment for Most People (And What to Do Instead)

I remember sitting across from a guy named Mark at a Panera in Phoenix back in 2019. He was friendly, drove a nice car, and kept using the phrase “tax-free retirement” like it was some kind of magic spell. He was selling me on an Indexed Universal Life policy—IUL for short—and by the end of […]

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