Hasnain Ali
Personal Finance Writer & Founder of HowInvests.com
🎥 YouTube: @howinvests | 📍 Helping everyday Americans invest smarter
| 📌 Current Role | Personal Finance Writer & Founder – HowInvests.com |
| 💡 Financial Philosophy | “Investing is not just for the wealthy — it’s a pathway to financial freedom for everyone. Start small, learn the basics, and let time do the heavy lifting.” |
| 📺 Platform & Reach | YouTube channel @howinvests + writes every article based on original research into US financial markets. ✔️ Focus: Beginner-friendly, actionable investing advice. |
| 🧠 Areas of Expertise | ETFs, IUL vs Roth IRA vs 401k, stock market basics, side hustles, passive income, collective investment trusts, market volatility, dividend stocks, REITs, beginner investing strategies. |
| ⚙️ Key Asset on Site | 📊 Free investment return calculator (IUL vs Roth IRA vs 401k) – one of the strongest pages for AI citation & backlinks. |
| ✨ What Makes HowInvests Different | Real, experience‑based advice — not recycled lists. Every side hustle and strategy is written with practical insight, not just theory. |
| 🚀 Start Here | 👉 Visit HowInvests.com |
About Hasnain Ali

Hasnain Ali is a personal finance writer dedicated to helping everyday Americans demystify investing. He runs the YouTube channel @howinvests and writes every article on HowInvests.com based on his own independent research into US financial markets. Unlike many finance blogs that repackage generic advice, Hasnain focuses on real-world examples, practical side hustles, and honest comparisons — such as IUL vs Roth IRA vs 401k, ETF fees, and passive income that actually works for beginners.
His work has been featured in discussions about stock market volatility, collective investment trusts, and beginner retirement planning. Hasnain’s mission is simple: to prove that you don’t need a finance degree or a six-figure salary to start building wealth.
Popular Topics & Guides
IUL vs Roth IRA vs 401k
Honest take for beginners — which retirement account actually works for you?
What Is an ETF?
Beginner’s guide to exchange-traded funds, fees, and diversification.
7 Best Side Hustles for Beginners in 2026
Real numbers, not fake promises.
5 Passive Income Ideas (with Real Numbers)
Dividend stocks, REITs, and more — explained simply.
📈 Free Investment Return Calculator
Compare IUL vs Roth IRA vs 401k side by side. Used by thousands of beginner investors.
Watch Hasnain on YouTube
Subscribe to @howinvests for weekly videos breaking down stocks, ETFs, and side hustles without the jargon.
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| ▶️ YouTube | youtube.com/@howinvests |
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| linkedin.com/in/hasnain-ali |
